Buying a Home

  

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Selecting a Buyer's Agent:

For most people, buying a home is the largest financial commitment they will make in their lifetime.  So, it's very important that you select an experienced buyer's agent that is currently helping other buyers search for homes.  The real estate market and seller expectations of buyers are constantly changing, so an active buyer's agent will be able to give you insights that will help you submit the strongest possible offers to maximize your success in purchasing a home.  Kevin Nakano, a buyer's agent expert specialist and Realtor, has helped buyers successfully purchase homes in Sacramento, Placer, San Joaquin, Yolo and Solano counties (Sacramento, Roseville, Folsom, Natomas, Elk Grove, West Sacramento, Woodland, Lodi, Stockton, Davis, Fairfield areas) since 2003.

"Kevin was consistent and timely in providing excellent advice in our purchase...from initial search through bargaining to setting a reasonable and fair price to the closing of the sale...he was always there to protect our interests.  We would never hesitate to recommend Kevin to anyone buying or selling a property."  

     - Bob & Judy Tamblyn, Sacramento

 

"Thank you so much for the excellent service you provided for us while buying our first home.  You have been awesome!  We feel very fortunate to have had your help and will gladly recommend you to people we know."

   - April Showalter & Shawn Fettig, Elk Grove

   

"Kevin explained exactly what I was getting into with a short sale purchase.  He was available whenever I needed him and his response to my e-mails was very fast.  As a first time homebuyer, I was very happy to have such a knowledgeable agent...I think having Kevin as my agent made my first time home buying experience a pleasure, thank you!!"

     - Chris Dade, Antelope

 

"Kevin was very prompt in replying back to emails and phone calls.  We were very fortunate to have a realtor who was knowledgeable about the home buying process, especially with the short sale market.  This was our first home purchase, and we couldn't have had a better realtor!  We would definitely refer our friends/family to Kevin or anyone else we may know of who is preparing to buy or sell a home!"

     - Amritpal Singh & Renu Gurm, Lodi

 

"...You were available both through phone and email and your call backs and replies were always prompt, always within a day.  Your knowledge was great, from purchasing short sale homes to brand new homes from builders.  Your advice was always helpful and you kept my the best interest in mind...I would feel comfortable referring you to friends and family and I plan to do so."

     - Kevin Jin, Rancho Cordova

 

"We appreciate all of your hard work and your dedication to us.  We would recommend you to any of our friends and family."

     - Alfredo & Jamie Rodriguez, West Sacramento

  

"...We were immediately impressed by your knowledge, organization and attention to detail...You are very knowledgeable, from multiple perspectives, on the purchase process for a home...We really learned a lot during the process and valued and trusted your opinion...We will 100% refer you to any of our friends or colleagues looking to buy/sell a home.  We also hope to work with you again in the future." 

     - Ryan & Carrie Person, Roseville

  

"...Your accessibility throughout the process was incredible.  You were extremely responsive to all my question and concerns.  You are extremely knowledgeable when it comes to the area as well as the ins and outs of the home purchase process...You thoroughly explained everything and made me feel comfortable from start to finish.  I will absolutely refer you to anyone that is looking to buy or sell a home."

          - Doug Crossman, Folsom

 

For complete client testimonials and more testimonials, click here.

 

Helpful Articles for Buyers:
Mortgage Calculator:
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Types of Homes for Sale:

Kevin is an active and experienced buyer's agent.  He has experience with helping buyers successfully purchase all three types of home listings: traditional, bank owned (REO) and short sale.  Please note, each type of listing is very different and you'll want to make sure your buyer's agent understands and has experience with each type of transaction to maximize your chances of getting the home you desire.

  • Traditional Listings - Traditional listings are properties being listed by a regular homeowner.  Traditional listings are desirable for buyers because they can respond to a buyer's offer much faster than bank and they are emotionally tied to the property and have a vested interest in selling the property.  Another desirable trait of a traditional listing is that the seller will provide you with disclosures about the history/condition of the property, where as a seller that is a bank will not.  But, the drawback to traditional listings are that sellers are emotionally tied to the property, may have unrealistic selling price expectations, and may not make their decisions based on business logic (they make their decisions based on emotion).  

  • Bank Owned Listings (REO Properties) - REO listings are properties that have gone through the foreclosure process and are now owned by the lender/bankREO listings are desirable because they can respond to a buyer's offer within a week or two depending on the situation.  Seller's (bank) of REO properties are not emotionally invested in the property and usually make decisions based on business sense.  Banks use their own addendums that have control over the original purchase agreement and their process is different than a traditional listing in terms of protocol and timeframes.  The drawback to purchasing an REO property is that the bank has never lived in the property, as a result the bank will not be able provide the buyer with any disclosures about the history of the property or its current condition.  Seller's (banks) of REO properties generally will not make any repairs to the property, thus the buyer usually purchases the property in its current condition.

  • Short-Sale Listings - A short-sale listing (property for sale as a short sale) is when a homeowner owes more on the property than he/she can sell the property for.  As a result, the homeowner needs the lender(s)/investor(s) approvals for the short sale to close escrow.  The short-sale process and protocol is much different than a traditional listing or REO listingShort sales are desirable to buyers because in some situations you can get a good price and because the seller provides you with disclosures about the home.  The success of your offer getting accepted by a short sale seller depends on the experience and responsiveness of your buyers agent.  If your buyer's agent does not understand what short sale sellers want and what short sale lenders want, then you will have a very difficult time obtaining a short sale property.  As a short sale listing agent, I review many buyer short sale offers and the majority of them have terms that would be acceptable for a traditional seller, but not a short sale seller or lender.  And, in this market sellers usually select the highest and "best" overall offer from the initial offers submitted.  So, you usually have one chance to get the property.  Short sale sellers/lenders generally will not make any repairs to the property, thus the buyer usually purchases the property in its current condition.  Short sale drawbacks are that it can take 30-90+ days for the short sale lender(s) to respond to your offer and the success of short sale lender acceptance depends on if the seller qualifies, the diligence/experience/ethics of the short sale listing agent and the cooperation of the lender(s)/investor(s).  Note, Kevin Nakano is a short sale expert, for more information click here.

Commitment to You:

Kevin's goal is to make each an every client a client for life.  He wants you to be happy over the long term with your new home and strives to do everything he can to make the home buying experience a positive one.  Below is Kevin's commitment to you.  

  • Ethics - I follow the Realtor Code of Ethics and Standards of Practice and I always looks out for your best interest.  

  • Patience - I will work with you for as long as it takes to obtain your goals.  I want you to be happy over the long term and I want to be your Realtor for life.

  • Consultative Approach - I help you answer questions that you don't have the frame of reference to ask.  I make sure you're informed and aware of your options so you can make the best decision for your specific scenario.

  • Accessible & Responsive - I'm accessible for you during the day, nights and on the weekends for meetings, inspections, signings and questions.  I respond to your phone calls usually within the hour and at the latest within 24 hours.  

  

Start Your Home Search:
If you'd like Kevin Nakano to help you find a home and you'd like to set up an automatic home search so you will receive new listings daily, please call (800) 477-0075 or complete the online form, click here.
 

 

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